Home Insurance Costs with Deductible Scenarios in Garfield County, OK & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Garfield County, OK	$104000	$879	$1,210
Hunter, OK	$62500	$687	$946
Enid, OK	$104800	$884	$1,217
Hillsdale, OK	$55800	$642	$883
Lahoma, OK	$76100	$775	$1,067
Pond Creek, OK	$76100	$775	$1,067
North Enid, OK	$149000	$1191	$1,639
North Garfield, OK	$126300	$1072	$1,475
Marshall, OK	$39700	$531	$730
Ponca City, OK	$92400	$623	$858

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Impact of Coverage Amount on Home Insurance Cost In Garfield County, OK

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,328
$200,000	$3,580
$300,000	$4,937
$400,000	$5,748
$500,000	$7,357
$750,000 to $1000,000	$8,507
Above $1000,000	$10,059

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Garfield County, OK Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Garfield County, OK Average Home Insurance Cost	$1,224.81
State Average Home Insurance Cost	$1,489
Difference Vs national Average	0.81

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Top Homeowners Insurance Companies in Garfield County, OK

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$3,598
Oklahoma Farmers Union	$2,930
American National	$2,606
Farmers	$2,371

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Garfield County, OK Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-171	1053
One Claim	+86	1311
Two Claims	+147	1372

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