Home Insurance Costs with Deductible Scenarios in Lincoln County, OK & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Lincoln County, OK	$103400	$876	$1,206
Warwick, OK	$127100	$1076	$1,481
Carney, OK	$86000	$837	$1,152
Tryon, OK	$53400	$626	$862
Northwest Lincoln, OK	$101400	$931	$1,280
Agra, OK	$49500	$599	$824
Kendrick, OK	$39200	$527	$725
Northeast Lincoln, OK	$103900	$945	$1,300
Sparks, OK	$46000	$575	$791
Stroud, OK	$83200	$820	$1,128

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Impact of Coverage Amount on Home Insurance Cost In Lincoln County, OK

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,338
$200,000	$3,512
$300,000	$4,727
$400,000	$5,962
$500,000	$7,631
$750,000 to $1000,000	$8,824
Above $1000,000	$10,434

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Lincoln County, OK Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Lincoln County, OK Average Home Insurance Cost	$1,220.16
State Average Home Insurance Cost	$1,489
Difference Vs national Average	-3.84

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Top Homeowners Insurance Companies in Lincoln County, OK

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$3,598
Oklahoma Farmers Union	$2,930
American National	$2,606
Farmers	$2,371

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Lincoln County, OK Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-171	1049
One Claim	+98	1318
Two Claims	+171	1391

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