Home Insurance Costs with Deductible Scenarios in Payne County, OK & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Payne County, OK	$147400	$1065	$1,465
Stillwater, OK	$161900	$1017	$1,400
Cushing, OK	$89200	$610	$839
Agra, OK	$49500	$599	$824
Langston, OK	$49200	$597	$822
Glencoe, OK	$79300	$796	$1,095
Perkins, OK	$97200	$905	$1,246
Morrison, OK	$92400	$877	$1,206
Tryon, OK	$53400	$626	$862
Maramec, OK	$39000	$526	$723

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Impact of Coverage Amount on Home Insurance Cost In Payne County, OK

Coverage Amount	Home Insurance Cost ($)
$100,000	$916
$200,000	$2,893
$300,000	$3,838
$400,000	$5,065
$500,000	$6,483
$750,000 to $1000,000	$7,496
Above $1000,000	$8,864

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Payne County, OK Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Payne County, OK Average Home Insurance Cost	$1,483.2
State Average Home Insurance Cost	$1,489
Difference Vs national Average	259.2

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Top Homeowners Insurance Companies in Payne County, OK

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$3,598
Great Northern	$3,503
American National	$2,606
Farmers	$2,371

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Payne County, OK Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-178	1305
One Claim	+119	1602
Two Claims	+178	1661

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