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Home Insurance Costs with Deductible Scenarios in Stillwater, OK & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Stillwater, OK $161900 $1017 $1,400
Cushing, OK $89200 $610 $839
Northwest Lincoln, OK $101400 $931 $1,280
Mulhall, OK $83700 $824 $1,133
Carney, OK $86000 $837 $1,152
East Logan, OK $73000 $755 $1,039
Perkins, OK $97200 $905 $1,246
Coyle, OK $36800 $510 $701
Stillwater, OK $161900 $1017 $1,400
Yale, OK $71600 $747 $1,028

Impact of Coverage Amount on Home Insurance Cost In Stillwater, OK

Coverage Amount Home Insurance Cost ($)
$100,000 $955
$200,000 $2,470
$300,000 $3,675
$400,000 $4,290
$500,000 $5,491
$750,000 to $1000,000 $6,349
Above $1000,000 $7,508


Stillwater, OK Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Stillwater, OK Average Home Insurance Cost$1,416.69
State Average Home Insurance Cost$1,489
Difference Vs national Average192.69

Top Homeowners Insurance Companies in Stillwater, OK

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $3,598
Great Northern $3,503
Oklahoma Farmers Union $2,930
Farmers $2,371

Stillwater, OK Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -198 1218
One Claim +99 1516
Two Claims +170 1587